The bank is tightening risks control according serious financial fraud, Own a banking account is significant difficult for ordinary folks. 这样表达有问题吗?大牛帮挑挑错。
Due to serious financial fraud, the bank is tightening its risk control measures, making it significantly more difficult for ordinary people to open a bank account.
The bank is tightening the risk control according to(in accordance with) severe financial swindles ,which is hardly possible for the ordinary folks to open/have/own a banking account.